merchant account faq
What is a Merchant Account?
A Merchant Account allows businesses to accept credit card payments and provides your customers a convenient payment option, other than checks or cash.
How does a Merchant Account work?
Please visit How E-Commerce Works for details.
Do I still need to have a regular bank account for my business?
Yes. The money from all of your credit card sales will be deposited there.
How do I obtain a Merchant Account?
Infinity Internet provides Merchant Accounts. Visit our Merchant Accounts page for more information.
Would it be easier to go to my local bank to get a Merchant Account?
No. Banks typically charge much higher fees and take much longer to set-up your merchant account.
Which credit cards can I accept with my Merchant Account?
You can accept a majority of credit cards, including the most popular ones such as Visa, MasterCard, American Express, Discover, Diners Club, etc.
What kind of equipment do I need to process credit cards?
A computer with Internet access is all you need to get started.
Is it safe to process credit cards over the Internet?
Infinity Internet provides a secure SSL (Secure Socket Layer) Web server for you. Information processed during transactions is encrypted.
What is a shopping cart, and why would I need one?
A shopping cart is a virtual cart that allows your customers to purchase two or more products or services at the same time. If your customers will potentially purchase more than one product or service during a single visit to your Web site, you may want to set-up a shopping cart.
What is a payment gateway, and why would I need one?
A payment gateway securely transacts customer data to and from the credit card issuing banks that approve or decline a credit card. A payment gateway is necessary for processing credit cards online, and it sends your “batch” of accumulated daily approved transactions each night to be processed.
What is a merchant processor?
A merchant processor submits credit card information to credit card institutions and is responsible for payment resolution between credit card customers and merchants. To process credit cards, a merchant must establish an account with a merchant processor. Apply Online Now
Do you provide a unique secure certificate for my website?
Infinity Internet provides a secure SSL (Secure Socket Layer) Web server for you. While Infinity Internet does not provide a unique secure certificate for your website, we allow you to use a secure certificate to conduct transactions. Our gateway partner paid a Certificate Authority (CA) to verify the authenticity of BluePay as a business and to provide a secure certificate signed with their information. Visitors to BluePay's Web site (by conducting credit card transactions via the payment gateway) are assured that the information they send is actually going to a company called BluePay. By using this secure certificate, merchants are assured that data cannot be intercepted by a third party.
